I enjoy improving the lives of people around me, making a positive difference in other people's lives is my passion. After seeing how many immigrant families suffer during a death of a family member or during a car accident, including natural disaster, I began to specialize myself into insurance. I have spent 5years helping families and friends to secure their financial future and the future of their loved ones by selecting the best coverage that fit their financial budgets. I picked interest into Property and Casualty Licensing after loosing my car into a car accident, but spared my life. I decided to dedicate myself in helping other people to finding insurance policies that fit their need to protect their properties and life. Additionally, I dedicate myself to improving other people's lives, and assist them choosing the right Index Universal Life policies to protect their family and loved ones while enjoying the annual living benefits of cash accumulation that comes with it.